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Transaction Limits applicable to new Current Account / Savings Account

 

Product Name Daily Transaction Limits w.e.f. 17th April 2026

Cash Withdrawal

(1st 5 days of Account Activation)

Debit IMPS

(1st 3 days of Account Activation)

UPI Credit

(1st 8 days of Account Activation)

  Daily Daily Daily Cumulative
Gullak Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Shubh Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Gati Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Jan Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Bhavishya Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Shubh Digital (Full KYC) Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Shubh Digital (Min KYC) Savings Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Women Savings Account Min KYC ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Women Savings Account Full KYC ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Pragati Current Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Sahaj Current Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000
Sampann Current Account ₹ 10,000 ₹ 5,000 ₹ 13,500 ₹ 56,000

Key Points :

  • Cash Withdrawal, Debit IMPS and UPI Credit limits are applicable to new Current Account / Savings Account, except Saral salary/ Staff salary/ Suvidha Savings Account / Aarambh Savings Account
  • Cash withdrawal – Daily one transaction is allowed for first 5 days of Account Activation
  • Debit IMPS– Daily one debit transaction is allowed for first 3 days of Account Activation
  • Cash withdrawal & Debit IMPS transaction limits are applicable at Fino Merchant Point and Branch